Terms & Conditions

Background

These terms and conditions will serve as a basis of your banking relationship with us, Kilofe Nig Ltd operating as Baff. By choosing to open an account with us, you agree to the terms and conditions contained herein. You also confirm that you have provided us with the accurate and complete information required to create your account and that you have supplied all documentation, photographs, and information that allow us to comply with our regulatory obligations.

If you do not agree to these terms and conditions, please do not proceed and exit the application immediately. Also, please be informed that we can terminate your relationship with us if we believe that you have violated any of these terms.

About Us

Baff is a financial technology company. Our registered office is at 225 lagos rd, 3rd Floor road, Lagos, Nigeria.

The Objective Of Our Relationship With You

The objective of establishing a relationship with Baff is to receive special services on offer by Baff for its customers. Baff will manage a virtual bank account for the customer via our banking partners, as well as provide additional services like money transfers, bill payments.

You can operate and manage your virtual account via our Baff app and the prerequisite for opening an account is a smartphone, with an active phone number, that meets our minimum technology requirements for operating system (iOS/Android) and supports the latest version of our Baff app.