Pay anyone, anytime, even without internet!
Baff is a neobank that allows you to manage your money on the go. You can pay anyone with or without internet! BAFF makes it easy for anyone to have access to credit.
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Payments
Transfer money to any bank account in Nigeria with ease. We take security seriously and your money is safe with us.
Offline Payments
Just in case you don't have internet, you can still send money to your friends and family or pay anyone on the spot.
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Business Credit
Get a credit line to help you manage your money and pay back at your own pace.
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POS
We are bringing the power of BAFF POS to merchants, retailers, and business owners! Our smart POS solution makes accepting payments easy, secure, and efficient.
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USD Virtual Card
Get a USD Virtual card, either Visa or Mastercard to make your online shopping experience seamless and hassle free without the need to use a costly naira card and pay foreign transaction fees.
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Invoicing
Create invoices for your customers or clients and get paid via BAFF. You can also pay suppliers and vendors through your BAFF credit line. (subject to approval)
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Credit Score
Sign up and check your credit score today. Your financial health matters—see your score, understand what affects it, and improve your access to loans and rentals.
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Security
We take the security of our systems very seriously. We have state of the art security systems to ensure every transaction is secure and delivered on time.
Get Started
Download the app and start experiencing the power of offline payment for you and your business.