Pay anyone, anytime, even without internet!
Baff is a neobank that allows you to manage your money on the go. You can pay anyone with or without internet! BAFF makes it easy for anyone to have access to credit.
More for you!
Payments
Transfer money to any bank account in Nigeria with ease. We take security seriously and your money is safe with us.
Offline Payments
Just in case you don't have internet, you can still send money to your friends and family or pay anyone on the spot.
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Business Credit
Get a credit line to help you manage your money and pay back at your own pace.
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POS
We are bringing the power of BAFF POS to merchants, retailers, and business owners! Our smart POS solution makes accepting payments easy, secure, and efficient.
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USD Virtual Card
Get a USD Virtual card, either Visa or Mastercard to make your online shopping experience seamless and hassle free without the need to use a costly naira card and pay foreign transaction fees.
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Invoicing
Create invoices for your customers or clients and get paid via BAFF. You can also pay suppliers and vendors through your BAFF credit line. (subject to approval)
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Credit Score
Sign up and check your credit score today. Your financial health matters—see your score, understand what affects it, and improve your access to loans and rentals.
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Security
We take the security of our systems very seriously. We have state of the art security systems to ensure every transaction is secure and delivered on time.
Get Started
Download the app and start experiencing the power of offline payment for you and your business.
Our Customer reviews
John Odifiri
Sapele, Delta State
Best app for making transactions you. Can even make transactions without making use of your mobile data
Francisca Uche
Owerri, Imo State
Very easy to assess And most importantly the fact that you can make transfers offline
Anuoluwapo Adewunmi
Ajah, Lagos State
Very fast transaction, offline transaction, smooth and easy to navigate interface.I wish I could give more than 5 stars. For business owners looking to do transactions without network issues. "it is a good business tool.
Frequently asked questions
What is offline payment?
Offline payment is a revolutionary approach that allows businesses to process transactions even without a stable internet connection. With BAFF's offline payment solution, businesses can continue operations seamlessly, regardless of connectivity issues.
How does BAFF ensures security of offline payments?
We employ a first-class end-to-end security approach to ensure that our systems are secure right from login to completing your transaction.
Is BAFF Licensed?
Baff is licensed by the Federal Government of Nigeria as a Digital Lender (FCCPC) and the Lagos State Government.
Can BAFF's offline payment solution integrate with our business?
With BAFF's offline payment solution, businesses can continue operations seamlessly, regardless of connectivity issues and you can easily connect any existing bank accounts that you have for funding or withdrawal.
Can I transfer money from bank account to BAFF?
Yes, you can transfer money from your existing bank account to your BAFF wallet by verifying your identity and getting a unique virtual bank account number to transfer funds to. See the video below for more information.
How do I fund my BAFF wallet?
You can fund your BAFF wallet by bank transfer from an external bank account to your BAFF Virtual account number issued when you verify your identity on BAFF. You can also fund your wallet by CASH through a POS agent.
What type of businesses can benefit from BAFF's offline payment solution?
Any business or person can use BAFF to get paid. Simply provide your customer with your phone number or unique code to enable them pay you.
How can I get started with BAFF's offline payment solution?
Download the BAFF app from the App Store or Play Store to get started.