About Us
Making everyday finance simpler, safer, and happier for small businesses and the people who keep them moving.
BAFF was founded to make the banking experience for small businesses and everyday people seamless. We've seen the pain of failed transfers at critical moments — when people need money to move the most. We solved that with our first-to-market complete offline transfer solution.
Our small business loans have helped lift many businesses and given them the support they need to grow. We've also built a platform for entrepreneurs and marketers to access the global market with our USD Virtual Card and other financial management solutions — while staying on top of their credit score.
We value our customers and take security seriously, while ensuring compliance. Our aim is to always make your financial day a happy one.
Thank you for choosing BAFF.
Love,
From the BAFF Team
What we build for
From the first offline transfer to global spend and business growth — everything starts with making your day easier.
Offline transfers
First-to-market complete offline transfer — so payments still go through when connectivity fails.
Business loans
Capital and support that help small businesses restock, expand, and grow with confidence.
USD Virtual Card
A gateway for entrepreneurs and marketers to reach the global market and get work done online.
Credit & security
Stay on top of your credit score while we take security seriously and stay compliant.
Administrative office
Kilofe Nigeria Limited (operating as BAFF)3rd Floor, Alliowe Plaza225 Ikorodu Road (by Justrite)Lagos, Nigeria