Pay anyone, anytime, even without internet!

Baff is a banking app that allows you to manage your money on the go. You can pay anyone with or without internet!

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Solar Financing

Switch to Solar Energy. Why pay high electricity bills when you can switch to solar energy? Solar energy is a clean and renewable source of energy that can help you save money on your electricity bills. BAFF provides financing for solar energy systems and helps you switch to solar energy. No more generators, no more high electricity bills!

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Payments

Transfer Money to any bank account in Nigeria with ease. We take security seriously and your money is safe with us. You can also send money to your friends and family. Our customer support team is always here to help you resolve any issues.

Offline Payments

Just incase you don't have internet, you can still send money to your friends and family or pay anyone on the spot. Just get the person's phone number and send money.

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Business Credit

Get a credit line to help you manage your money and pay back at your own pace. If you need a personal loan, you can apply for a loan and get it approved in minutes.

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POS

We are bringing the power of BAFF POS to merchants, retailers, and business owners! Our smart POS solution makes accepting payments easy, secure, and efficient.

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USD Virtual Card

Get a USD Virtual card , either Visa or Mastercard to make your online shopping experience seamless and hassle free without the need to use a costly naira card and pay foreign transaction fees. If you need a USD Virtual card, you can apply for a USD Virtual card and get it approved in minutes.

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Invoicing

Create invoices for your customers or clients and get paid via BAFF. You can also pay suppliers and vendors through your BAFF credit line. (subject to approval)

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Security

We take the security of our systems very seriously. We have state of the art security systems to ensure every transaction is secure and delivered on time.

Loans

In need of money to cover unexpected expenses? Get a loan from BAFF today!

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Get Started

Download the app and start experiencing the power of offline payment for you and your business.

Testimonials

Our Customer reviews

John Odifiri

Sapele, Delta State

Best app for making transactions you. Can even make transactions without making use of your mobile data

Francisca Uche

Owerri, Imo State

Very easy to assess And most importantly the fact that you can make transfers offline

Anuoluwapo Adewunmi

Ajah, Lagos State

Very fast transaction, offline transaction, smooth and easy to navigate interface.I wish I could give more than 5 stars. For business owners looking to do transactions without network issues. "it is a good business tool.

FAQ’s

Frequently asked questions