A business credit line is a revolving credit (loan) that you can use until you pay back. This means that you have money at your disposal to manage your business and grow without the need to apply for a loan each time.
Applying is quick and easy, and you can get a credit decision in as little as 3 minutes.
Funds can be available same day if approved.
Choose your repayment plan each time you draw funds—with no prepayment penalty.
A business line of credit provides a set amount of funds that a business can access at any time, borrowing and repaying as needed within the credit limit. Interest is only charged on the amount used, making it a flexible solution for managing cash flow and covering unexpected expenses.
Apply for a line of credit from BAFF App
Get approved in minutes and you can start drawing funds as needed.
Lines of credit can be used to manage cash flow, cover operational costs, or bridge financial gaps during slow periods. It's also a helpful tool for funding short-term projects or seizing unexpected business opportunities without the commitment of a long-term loan.
Businesses with seasonal fluctuations in revenue can use a line of credit to manage cash flow during slower periods, ensuring they can meet payroll and other operational expenses
You can use a line of credit to buy inventory in bulk at a discount allowing your business to save on costs and improve profit margins without affecting cash reserves.
A line of credit can provide the funds needed for short-term marketing campaigns, allowing businesses to promote new products or services and drive sales growth without a large upfront investment.
A line of credit provides access to funds when needed, allowing businesses to handle unexpected expenses or opportunities without taking on a long-term loan.
With a line of credit, businesses only pay interest on the amount they use, making it a cost-effective option for short-term financing needs.
A line of credit helps businesses maintain steady cash flow by covering gaps between payables and receivables, ensuring smooth day-to-day operations even during slow periods.
Any business owner can apply for a business credit line. You need to have a small business registered with CAC or you'll need to provide more information if you are a sole proprietor.
Yes, any small business can apply for a business credit line. You'll need to provide your identification documents and also have a bank account.
Any business owner can be a Vendor. You'll need to provide your identification documents and also have a bank account.
We have flexible interest rates based on your business history and personal credit score.
You can get a business credit line in minutes.
You can add a Vendor / Supplier on BAFF app by selecting the Vendor / Supplier from the list of Vendors / Suppliers and then selecting the amount you want to pay and the funds will be deducted from your business credit line.
You can pay any Vendor on BAFF app using your business credit line. Simply select the Vendor and the amount you want to pay and the funds will be deducted from your business credit line.