Grow Your Business with a Business Credit Line

Pay vendors and suppliers effortlessly using BAFF's business credit line. Keep your business moving with BAFF business credit line.

About Business credit line

What is a Business Credit Line?

A business credit line is a revolving credit (loan) that you can use until you pay back. This means that you have money at your disposal to manage your business and grow without the need to apply for a loan each time.

Key Benefits:

Quick application

Applying is quick and easy, and you can get a credit decision in as little as 3 minutes.

Fast access to funds

Funds can be available same day if approved.

Flexible repayment terms

Choose your repayment plan each time you draw funds—with no prepayment penalty.

Business credit line

How It Works

How Does a Business Line of Credit Work?

A business line of credit provides a set amount of funds that a business can access at any time, borrowing and repaying as needed within the credit limit. Interest is only charged on the amount used, making it a flexible solution for managing cash flow and covering unexpected expenses.

  1. Apply for a line of credit from BAFF App

  2. Get approved in minutes and you can start drawing funds as needed.

How to use

How to Use a Business Line of Credit

Lines of credit can be used to manage cash flow, cover operational costs, or bridge financial gaps during slow periods. It's also a helpful tool for funding short-term projects or seizing unexpected business opportunities without the commitment of a long-term loan.

Cover Seasonal Expenses

Businesses with seasonal fluctuations in revenue can use a line of credit to manage cash flow during slower periods, ensuring they can meet payroll and other operational expenses

Purchase Inventory in Bulk

You can use a line of credit to buy inventory in bulk at a discount allowing your business to save on costs and improve profit margins without affecting cash reserves.

Fund Marketing Campaigns

A line of credit can provide the funds needed for short-term marketing campaigns, allowing businesses to promote new products or services and drive sales growth without a large upfront investment.

Information

Why Apply for a Business Line of Credit?

  • Flexible Access to Funds

    A line of credit provides access to funds when needed, allowing businesses to handle unexpected expenses or opportunities without taking on a long-term loan.

  • Interest Savings

    With a line of credit, businesses only pay interest on the amount they use, making it a cost-effective option for short-term financing needs.

  • Improved Cash Flow Management

    A line of credit helps businesses maintain steady cash flow by covering gaps between payables and receivables, ensuring smooth day-to-day operations even during slow periods.

Apply

Apply for a business credit line

FAQ’s

Frequently asked questions